Rental
Loans

Flexible long-term lending solutions to meet the
needs of a wide variety of rental property
investors.

Start an Application Today

Financing With Long-Term Growth in Mind

A rental loan from Encore gives you peace of mind by providing access to long-term financing at a fixed rate. Expand your portfolio, increase cash flow through renovations, or consolidate your existing rental property loans. Whatever your rental property investment needs, Encore will help you find the right solution for your business.

Rental Asset Loan

1 - 4 Unit Properties
$75k - $2M
Up to 80% LTV
1.10x Min DSCR
30-year term
Purchase or refinance

Rental Portfolio Loan

Portfolio of 5+ rental units
Single-family, condo, townhome, small multifamily properties
90%+ leased
$500k - $75M+
Up to 75% LTV
1.20x DSCR
5, 7, 10-year terms
Purchase or refinance
Recourse & Non-recourse options

testimonies

"Beth and her team have funded me for over a decade. Having a lending partner who understands the business has proven invaluable."

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Bruce McNeilage

Kinloch Partners

Explore Our Other
Lending Options

Short-term loans to finance transitional residential investment properties

Construction financing for single-family and townhome rental communities

Multifamily Loans

Long and short-term financing for multifamily properties